# Fee Structure

## <mark style="color:blue;">Fee structure</mark>

Once you've successfully signed up for AkashicPay, this guide will walk you through the platform's fee structure. It provides a detailed overview of the various fees associated with transactions, including deposits and withdrawals as well as any network-specific charges. Understanding these fees will help you manage your account more effectively, ensuring that you're fully informed about the costs involved in using AkashicPay's services.

### <mark style="color:blue;">Quick Reference</mark>

<table><thead><tr><th width="245.79998779296875">Fee Type</th><th>Amount</th><th>Notes</th></tr></thead><tbody><tr><td>Deposit Fee (<a href="../terminology#end-client">End-Client</a>)</td><td><mark style="color:$success;">0.1% or minimum 0.1 USD equivalent token</mark></td><td>Charged to <a href="../terminology#bp-business-partner">Business Partner (BP)</a></td></tr><tr><td>L1 Address Activation Fee</td><td><mark style="color:$success;">0.5 USD equivalent token</mark></td><td>One-time fee on first deposit</td></tr><tr><td>Minimum Viable Deposit</td><td>1 USD equivalent token</td><td>Deposits below this are not settled</td></tr></tbody></table>

### <mark style="color:blue;">Important Notes</mark>

* Deposit fees only apply to secondary L1 addresses (End-Clients) associated with the [Business Partner (BP)](https://docs.akashicpay.com/terminology#bp-business-partner).
* [L2](https://docs.akashicpay.com/terminology#layer-2) transfers between secondary [L1](https://docs.akashicpay.com/terminology#layer-1) addresses ([End-Clients](https://docs.akashicpay.com/terminology#end-client)) are supported. Deposit and withdrawal fees will be applied as they would in a standard transaction.
* Our system will only recognize the official contracts for:

<table><thead><tr><th width="230.60009765625">Network</th><th width="105.800048828125">Token</th><th>Token Contract Address</th></tr></thead><tbody><tr><td>Tron</td><td>USDT</td><td><a href="https://tronscan.org/#/contract/TR7NHqjeKQxGTCi8q8ZY4pL8otSzgjLj6t/code"><code>TR7NHqjeKQxGTCi8q8ZY4pL8otSzgjLj6t</code></a></td></tr><tr><td>Ethereum</td><td>USDT</td><td><a href="https://etherscan.io/address/0xdac17f958d2ee523a2206206994597c13d831ec7"><code>0xdAC17F958D2ee523a2206206994597C13D831ec7</code></a></td></tr><tr><td>Ethereum</td><td>USDC</td><td><a href="https://etherscan.io/token/0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48"><code>0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48</code></a></td></tr><tr><td>BNB Smart Chain (BSC)</td><td>USDT</td><td><a href="https://bscscan.com/token/0x55d398326f99059ff775485246999027b3197955"><code>0x55d398326f99059fF775485246999027B3197955</code></a></td></tr><tr><td>BNB Smart Chain (BSC)</td><td>USDC</td><td><a href="https://bscscan.com/address/0x8ac76a51cc950d9822d68b83fe1ad97b32cd580d"><code>0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d</code></a></td></tr><tr><td>Solana</td><td>USDT</td><td><a href="https://solscan.io/token/Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB"><code>Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB</code></a></td></tr><tr><td>Solana</td><td>USDC</td><td><a href="https://solscan.io/token/EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v"><code>EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v</code></a></td></tr></tbody></table>

### <mark style="color:blue;">L1 Address Activation Fee</mark>

A <mark style="color:$success;">one-time fee of 0.5 USD equivalent token</mark> will be charged for each new deposit address generated via `getDepositAddress` or linked to a new `identifier` (userID) through the [Business Partner’s (BP)](https://docs.akashicpay.com/terminology#business-partner-bp) SDK or SecureAPI. This fee applies upon the first deposit and will be billed to the Business Partner (BP).

> **Example**
>
> \
> User 1: TGajNwE1LPrbaGdtHs3mN29bTVdQxxxxxx
>
> User 2: TLt24DvuWFfxu9zGrjwFJme2fEq1yyyyyy<br>
>
> * User 1's first deposit to *TGajNwE1LPrbaGdtHs3mN29bTVdQxxxxxx* incurs a one-time address activation fee of **0.5 USDT**.
> * Any User 1's subsequent deposits to the same address *TGajNwE1LPrbaGdtHs3mN29bTVdQxxxxxx* will not be charged this fee.

### <mark style="color:blue;">Deposit Fees (L1 and L2)</mark>

Deposit fees incurred by [End-Clients](https://docs.akashicpay.com/terminology#end-client) will be charged to the [Business Partner (BP)](https://docs.akashicpay.com/terminology#bp-business-partner).

> **Note**: Any deposits conducted by an End-Client under 1 USD equivalent token will not be charged a deposit fee and will not trigger a deposit callback.

> **Note:** There is an address activation fee upon first deposit for all End-Client addresses (excluding native coins):
>
> * <mark style="color:$success;">0.5 USDT for Tron</mark>
> * <mark style="color:$success;">0.5 USD</mark> <mark style="color:$success;">equivalent token for Ethereum</mark>
> * <mark style="color:$success;">0.5 USD</mark> <mark style="color:$success;">equivalent token for BNB Smart Chain (BSC)</mark>
> * <mark style="color:$success;">0.5 USD</mark> <mark style="color:$success;">equivalent token for Solana</mark>

| Action                                                                                          | Minimum Deposit | L1 Deposit Fee                                                                                                     | L2 Deposit Fee                                                                                                     |
| ----------------------------------------------------------------------------------------------- | --------------- | ------------------------------------------------------------------------------------------------------------------ | ------------------------------------------------------------------------------------------------------------------ |
| Deposit by [Business Partner (BP)](https://docs.akashicpay.com/terminology#bp-business-partner) | None            | None                                                                                                               | None                                                                                                               |
| Deposit by[ End-Client](https://docs.akashicpay.com/terminology#end-client)                     | None            | <mark style="color:$success;">0.1% or minimum 0.1 USD</mark> <mark style="color:$success;">equivalent token</mark> | <mark style="color:$success;">0.1% or minimum 0.1 USD</mark> <mark style="color:$success;">equivalent token</mark> |

Both [Business Partners (BP)](https://docs.akashicpay.com/terminology#bp-business-partner) and [End-clients](https://docs.akashicpay.com/terminology#end-client) have [L1](https://docs.akashicpay.com/terminology#layer-1) addresses that they may deposit to. In the case of the Business Partner's (BP) L1 address we may refer to these as "Primary" L1 addresses as shown on their [**AkashicLink**](https://docs.akashicpay.com/terminology#akashiclink) App and "Secondary" L1 addresses for the End-clients. We use these terms to distinguish between the L1 addresses of AkashicPay's two target client types.

> **Deposit Flow Example (USDT)**<br>
>
> 1. **End-Client Action:**
>    * Deposits **1,000 USDT** into the a L1 address generated by the **Business Partner's (BP)** SDK or SecureAPI.
> 2. **AkashicPay Fee Settlement:**
>    * Charges a **0.1% deposit fee** (in this case 1 USDT).
> 3. **Business Partner Receives:**
>    * **Net settlement:** **999 USDT** (after deposit fee deduction).
>    * **Callback notification:** Reports the **original 1,000 USDT deposit** for reconciliation (see callback details [here](https://docs.akashicpay.com/callbacks/deposit-callbacks)).

### <mark style="color:blue;">Withdrawal Fees</mark>

Withdrawal fees are subject to AkashicChain's Consensus and can be found in their [respective fee structure documentation](https://docs.akashicscan.com).

> **Note**: Any Layer-1 (L1) withdrawals initiated through the SDK or SecureAPI will enforce Gas Fee Delegation mechanism for the Business Partner (BP). This means that the gas costs for withdrawal transactions are handled by the delegation system rather than the Business Partner (BP) directly. The Business Partner (BP) instead pays a *Delegation fee* set by AkashicChain.